Clear financial advice
for the decisions that matter

Your finances should support the life you want to lead. However, when pensions, investments, tax considerations and retirement options are brought together, it can be difficult to know whether you are making the right decisions.

At Apex Financial Planning, we take the time to understand your circumstances, priorities and long-term goals. We then provide clear, practical advice and put a financial plan in place that is designed around you.

You will deal directly with one of our directors, Callum Healey or Peter Nottingham, throughout the advice process. We believe this creates a more personal service, clearer communication and greater accountability.

Based in Horley and serving clients across Crawley, Surrey, Sussex and the wider UK, we offer both face-to-face and remote meetings.

Why choose Apex Financial Planning?

Director-led advice

Your advice is personally overseen by Callum or Peter. You will have direct access to the adviser responsible for understanding your circumstances and making your recommendations.

Clear and practical guidance

Financial planning can involve complicated decisions. We explain your options in straightforward language, helping you understand what we are recommending and why.

Pension and retirement experience

We help clients review existing pensions, consolidate arrangements where appropriate, plan their retirement income and make confident decisions about their financial future.

Specialist NHS pension knowledge

Callum has particular experience helping NHS professionals understand their pension benefits, retirement options and wider financial-planning needs.

Ongoing support

Financial planning is not a one-off exercise. Where appropriate, we provide regular reviews to ensure your arrangements continue to reflect your objectives, circumstances and relevant changes.

Personal service with established backing

Apex Financial Planning Ltd is an Appointed Representative of Quilter Financial Services Limited. Our director-led service is supported by Quilter’s regulatory oversight, compliance framework, technical resources, systems and professional support. This relationship helps us maintain robust standards while retaining the personal approach of a smaller firm.

Call us on 01293 365079 or email info@apexfp.co.uk.